About

clients

Exceeding our client’s expectations is our mission. We are honored to work with over 150 community banks and corporations across the country including: 



“The captive program we implemented with KeyState has worked exactly as they initially described – no surprises.” Stuart Bradt, Controller

“KeyState was very helpful in providing a detailed explanation of the captive program to our executive team, board of directors, and our regulators. This made the implementation of the captive very smooth.” Steve Stone, Chief Strategy Officer & General Counsel

“As promised, the setup and ongoing operation of our captive did not become another big project for our bank. Our team only spends about 20 hours a year on the captive.” Don Hileman, CEO

“We were in the first group of banks to join KeyState’s Bank Captive Program. Now, almost 90% of banks in Indiana over $500mm have implemented a captive. We are pleased that we have been accruing the benefits of the captive from the very beginning.” Mark Secor, CFO

“We are very pleased with KeyState’s Bank Captive Program. The benefits are very compelling.” Donna Beilfuss, CFO

“Outsourcing the processing of our AL model to KeyState has proven very beneficial. KeyState has multiple levels of backup for its analysts and consultants so we never have to worry about cross-training bank employees on ALM software.” Brad Schroeder, CEO

“Our regulator required in depth ongoing analysis of the municipal bonds in our portfolio. We did not have the resources to manage this process in house, so we turned to KeyState to partner on this analysis. The regulators were satisfied with the results, and I was very pleased with KeyState’s municipal credit review service.” Jeff Humbarger, SVP & Treasurer

“KeyState’s an outstanding partner – they have serviced our Nevada investment subsidiary since the early 1990s.” Todd James, CFO

“Our regulator encouraged us to upgrade our ALM software. We partnered with KeyState to enhance our process and are confident that our regulator will be satisfied with outcome.” Michael Lawson, CEO

“KeyState provides our Nevada investment subsidiary with investment officers who have decades of experience in fixed income markets, which has greatly enhanced our overall process for managing the bank’s consolidated portfolio. Along with their market expertise, KeyState’s operational efficiencies make it easy to do business with them, which is why we have enjoyed the long-standing relationship with them since we started our investment subsidiary in 2004.” Marvin Veatch, CFO

“Utilizing KeyState’s AL consulting services and the Plansmith Compass model has enhanced and strengthened our budgeting and ability to run multiple projections throughout the year. It’s saved me hours and hours of my time.” Steve Jennerjohn, CFO

“We, as a community bank, made the decision years ago to outsource our AL modeling processing and consulting because we didn’t have the sufficient internal expertise and backup in this important function. KeyState has three AL consultants and a team of AL analysts. They have the expertise needed, responding to any requests and answering questions immediately.” Harry Radix, CEO