Keystate captive management HIRES PAM COTE


For More Information Contact:

David Guerino, SVP & Managing Director

KeyState Captive Management, LLC

802.316.4333  [email protected]


BURLINGTON, Vermont (December 1, 2020)


KeyState Captive Management is pleased to announce that Ms. Pamela Cote CPA, has joined the firm as a Senior Relationship Manager of Captive Client Services. Ms. Cote joins KeyState with over 25 years of public accounting experience with specific emphasis on the captive insurance companies. Previously, she served as Audit Partner with Crowe LLP and Saslow Lufkin & Buggy LLP, which was acquired by Crowe LLP in 2015. In this role, she was the lead audit partner for over 100 captive insurance companies from a broad range of industries, including financial services, real estate and REITs, healthcare, manufacturing, retail, and professional services. During her long tenure in public accounting, Ms. Cote audited and gained significant experience with various alternative risk management structures, including pure captive insurance companies, group captives, risk retention groups, fronted captive programs, rent-a-captives, and protected cell captives. She has audited captives for some of the largest global companies and Fortune 1000 companies.

KeyState established an office in Burlington, VT, in 2020, and Pam Cote is the latest addition to its team of captive insurance professionals based in the Northeast. Over the past three years, KeyState has made significant investments to expand its captive management team, hiring David Guerino as SVP & Managing Director, Jeff Vigne as Director of Insurance Services, and Alicia Huskes as Director of Captive Client Services. Each joined KeyState from the captive management division of a large, international brokerage firm. They bring a wealth of captive insurance knowledge and expertise. Since establishing its Vermont office, KeyState has been appointed to manage several mature Vermont captives from financial services, real estate/REIT, insurance, and telcom industries. Ms. Cote will complement and enhance KeyState’s captive management team as it continues to grow.

“I have worked with Pam for over the last 15 years in the captive industry. She audited many of the captive insurance companies that I have managed over the years. She has a reputation in the captive industry for her deep knowledge of captive financial and regulatory reporting and her dedication to excellent client service. We are thrilled to have her join our team and further build upon KeyState’s captive management business,” says David Guerino, SVP & Managing Director of KeyState Captive Management.

Josh Miller, CEO of The KeyState Companies, adds, “under David Guerino’s leadership, the next phase of growth of KeyState’s captive management business is underway. And now, with the addition of Pam Cote, we are well poised to continue this success and enhance our client experience.”  





Founded in 1991, The KeyState Companies are headquartered in Las Vegas, Nevada with other offices in Burlington, Vermont and Wilmington, Delaware. KeyState provides businesses with independent expertise and innovative services in the areas of risk management, institutional investment management, regulatory compliance, and corporate governance. KeyState launched its captive management business in 2007 and now manages approximately 100 captives across 8 US domiciles including Vermont, Nevada, Delaware, Tennessee, Arkansas, Missouri, Oklahoma, and Montana. KeyState’s Bank Captive Program was established in 2012 and is the only program of its kind, endorsed by 23 state banking associations and with over 75 community banks across the country participating.