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Experience matters. With decades of expertise, we provide independent, trusted advice in managing investment subsidiaries and bond portfolios for community & regional banks.

We are a Registered Investment Advisor that manages more than $20B for clients.

Why do banks establish investment subsidiaries?

  • Increase bank’s annual earnings up to 5% through improved tax efficiency
  • Invest in non-bank qualified municipal bonds
  • Hire an investment team with decades of experience and layers of backup
  • Ensure timely and effective municipal bond credit monitoring

Why do banks choose KeyState?

  1. Deep bench of experienced investment officers, ensuring reliable and consistent:
    • Portfolio management
    • Credit monitoring
    • Investment operations
    • Portfolio accounting
  2. The ability to maintain existing broker and correspondent bank relationships
  3. Access to primary bond market offerings
  4. Independent management with a transparent fee structure

Everything we do is for the benefit of our clients. KeyState is a trusted fiduciary to community banks, not a broker dealer selling bonds.

"When clients choose to work with us, they tend to stay with us. For me, each new customer is about creating a long-term partnership. We only succeed when we can help our bank partners enhance their earnings year after year.”

KeyState | LARRY 2
Larry Wood EVP - Financial Institutions Group

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